.विल इंश्योरेंस कवर आईटी?

Date 30-9-2008

The only way to know is to ask. Find out whether your insurance company ever covers weight-loss surgery, and, if so, what restrictions and requirements it has. Some tips:

Get the name and position of the insurance representative you are talking to.


Whenever possible, get information in writing.


Don’t think your primary doctor or surgeon can “get around” an insurance policy that doesn’t cover weight-loss surgery, or that if your plan covers surgery it will cover this particular surgery. Neither belief is likely to be true.


If your insurance doesn’t cover weight-loss surgery, ask your company if they might change insurers in the future. You may also want to look at other insurance options during the next open enrollment period.


If there’s really no chance for insurance coverage, consider paying for the surgery yourself. Financing options are usually available. After all, which is more important: a new car or a new life? If you go this route, find out whether your insurance would cover complications that might arise from the surgery, such as a blood clot or pneumonia. While the surgery might be affordable in your budget, complications may not be.